Cookies Policy

What Are Cookies?

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.

Cookies can be "persistent" or "session" cookies. Persistent cookies remain on your device after you close your browser and help websites remember your preferences for future visits. Session cookies are temporary and are deleted when you close your browser.

How We Use Cookies

wooden-budget uses cookies to enhance your browsing experience, understand how visitors interact with our website, and improve our services. We use both first-party cookies (set by us) and third-party cookies (set by external services we use).

Types of Cookies We Use

Essential Cookies

These cookies are necessary for the website to function properly. They enable basic features like navigation, security, and access to secure areas of the website. The website cannot function properly without these cookies, and they cannot be disabled.

Examples include:

• Cookie consent preferences
• Session management
• Security and authentication

Duration: These cookies are typically session cookies that expire when you close your browser, though some may persist for up to 12 months.

Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This helps us improve the user experience and identify areas for enhancement.

Information collected may include:

• Pages visited and time spent on each page
• How you arrived at our website
• Which links you click on
• Device and browser information

Duration: Up to 26 months.

Control: You can opt out of analytics cookies using our cookie preferences tool.

Marketing Cookies

These cookies track your browsing activity to deliver relevant advertisements and measure the effectiveness of marketing campaigns. They may be set by us or by third-party advertising partners.

Used for:

• Delivering targeted advertising
• Limiting the number of times you see an advertisement
• Measuring advertising campaign effectiveness

Duration: Typically up to 12 months.

Control: You can opt out of marketing cookies using our cookie preferences tool.

Third-Party Cookies

We work with trusted third-party services that may place cookies on your device. These include:

Analytics Services

We use analytics platforms to understand website traffic and user behaviour. These services provide aggregated, anonymised data to help us improve our website.

Marketing Platforms

If you have consented to marketing cookies, we may use advertising platforms to deliver relevant content and measure campaign performance.

Each third party has their own privacy and cookie policies. We encourage you to review these policies for more information about how they use cookies.

Managing Your Cookie Preferences

You have control over which cookies are placed on your device. You can manage your preferences in several ways:

Cookie Preference Tool

When you first visit our website, you'll see a cookie banner where you can choose to accept all cookies or customise your preferences. You can access the cookie settings tool at any time by clicking the "Cookie Settings" link in the footer.

Browser Settings

Most web browsers allow you to control cookies through their settings. You can typically:

• View and delete existing cookies
• Block all cookies
• Block third-party cookies
• Clear cookies when you close your browser
• Receive notifications when cookies are set

Please note that blocking all cookies may affect your ability to use certain features of our website.

Browser-Specific Instructions

For detailed instructions on managing cookies in your specific browser, please visit:

• Google Chrome: Settings > Privacy and security > Cookies and other site data
• Mozilla Firefox: Settings > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Cookies and website data
• Microsoft Edge: Settings > Cookies and site permissions > Cookies and site data

Other Tracking Technologies

In addition to cookies, we may use other technologies to collect information:

Web Beacons

Small electronic images embedded in web pages or emails that allow us to count visitors and understand usage patterns.

Local Storage

Browser storage that allows us to save data locally on your device for functionality purposes, such as remembering your preferences.

Log Files

Standard server logs that record information about your visit, including IP address, browser type, and pages accessed.

Updates to This Policy

We may update this Cookies Policy from time to time to reflect changes in technology, legislation, or our practices. When we make changes, we will update the "last updated" date at the top of this page. We encourage you to review this policy periodically.

Material changes to how we use cookies will be communicated through a notice on our website or via email where appropriate.

Impact of Refusing Cookies

If you choose to block or delete cookies, certain features of our website may not function as intended. Specifically:

• Your preferences and settings may not be saved
• You may see the cookie banner on every visit
• Some interactive features may be limited
• We won't be able to remember your choices

Essential cookies cannot be refused as they are necessary for the website to function properly.

Contact Us

If you have questions about our use of cookies or this Cookies Policy, please contact us:

Email: [email protected]
Address: wooden-budget Financial Services Ltd, 42 Riverside Quarter, Bristol BS1 4RN, United Kingdom

More Information

For more information about cookies and online privacy, you may find these resources helpful:

• Information Commissioner's Office (ICO): www.ico.org.uk
• All About Cookies: www.allaboutcookies.org
• Your Online Choices: www.youronlinechoices.com